# Hazelwater Capital Group > Hazelwater Capital Group is a small-business funding broker at 209 S Galena Ave, Freeport, IL 61032 (phone (815) 550-0390). It helps businesses in Freeport, IL; Lena, IL; Pearl City, IL and across Stephenson County, Illinois; and in Byron, IL (Ogle County); Shannon, IL (Carroll County); Forreston, IL (Ogle County); Pecatonica, IL (Winnebago County); Durand, IL (Winnebago County); Stockton, IL (Jo Daviess County); Mount Morris, IL (Ogle County); Oregon, IL (Ogle County); Polo, IL (Ogle County), explore funding options. Business term loans, equipment financing, working capital, lines of credit, inventory financing and merchant cash advances for businesses in Freeport, IL, arranged through funding partners. Hazelwater Capital Group is a business funding broker, not a lender. A request is passed to independent funding partners, and each partner runs its own review and makes its own credit decision. Hazelwater Capital Group is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Not offered: trucking or freight funding, agriculture or farm funding, real estate or property loans, mortgages, startup loans and personal loans. Key facts: - Business type: small-business funding broker (not a lender) - Address: 209 S Galena Ave, Freeport, IL 61032, United States - Phone: (815) 550-0390 - Apply: https://hazelwatercapitalgroup.com/apply/ - Places: Freeport, IL; Lena, IL; Pearl City, IL and all of Stephenson County, Illinois; also Byron, IL (Ogle County); Shannon, IL (Carroll County); Forreston, IL (Ogle County); Pecatonica, IL (Winnebago County); Durand, IL (Winnebago County); Stockton, IL (Jo Daviess County); Mount Morris, IL (Ogle County); Oregon, IL (Ogle County); Polo, IL (Ogle County) - Language: English ## Funding options - [Types of Business Loans for Freeport, IL HVAC Contractors and Auto Repair Shops](https://hazelwatercapitalgroup.com/business-loans/): A side-by-side look at six ways a Freeport, IL business can fund a purchase or a gap: the uses, the payback pattern and the fit for a one-time purchase or a repeating need. - [Working Capital Loans for Landscapers and Taverns in Freeport, IL, Week to Week](https://hazelwatercapitalgroup.com/business-loans/working-capital/): Short-term money for wages, supplier bills and rent while invoices are open. Sized on cash flow, repaid over months rather than years, and reviewed by funding partners. - [Business Term Loans in Freeport, IL for Landscapers, Taverns and Business Buyers](https://hazelwatercapitalgroup.com/business-loans/term-loans/): A lump sum repaid in fixed installments. Suited to buying a business, large equipment packages and fixtures; funding partners set the amount, rate and term. - [Business Lines of Credit in Freeport, IL for HVAC Contractors With Uneven Months](https://hazelwatercapitalgroup.com/business-loans/line-of-credit/): A revolving limit for repeating costs: draw when bills arrive, pay down when customers pay, pay interest only on what is drawn. Funding partners set the limit and renewal terms. - [Inventory Financing in Freeport, IL for Landscapers and Taverns Stocking Up](https://hazelwatercapitalgroup.com/business-loans/inventory-financing/): Money to buy stock, secured by the stock and paid down as it sells. Funding partners set the share of the stock cost they advance and the schedule. - [Equipment Financing in Freeport, IL: CNC Machines, Shop Lifts and Excavators](https://hazelwatercapitalgroup.com/equipment-financing/): Financing or a lease for a specific machine, secured by that machine. The calculator on this page runs price, down payment, rate and term; funding partners set the real terms. - [Merchant Cash Advances for Freeport, IL Sit-Down Restaurants: Costs, Holdbacks and Alternatives](https://hazelwatercapitalgroup.com/merchant-cash-advance/): A purchase of future card sales, not a loan. The provider collects a fixed percentage of daily card sales until the total set by the factor rate is collected. The calculator on this page estimates the cost and the time to remit. ## Industries - [Restaurant Loans in Freeport, IL: Charbroilers, Reach-Ins and a Second Prep Line](https://hazelwatercapitalgroup.com/industries/restaurants/): A Freeport, IL restaurant can finance cooking and cooling equipment, furnish a leased dining room, or weigh a merchant cash advance against its card sales. Hazelwater Capital Group passes each request on, and the funding partners that receive it make their own decisions. - [Freeport, IL Business Loans for Retail: Shelving, POS Stations and Opening-Week Stock](https://hazelwatercapitalgroup.com/industries/retail/): Freeport, IL retailers can finance fixtures and registers as equipment, carry stock with inventory financing or a line of credit, and add fixtures to a leased store. Requests go from Hazelwater Capital Group to funding partners, and the decision on terms stays with them. - [Financing for Contractors in Freeport, IL: Backhoes, Laser Levels and Job Deposits](https://hazelwatercapitalgroup.com/industries/construction/): Contractors in Freeport, IL can finance machines, carry materials on a line of credit and cover crew pay with working capital. Loans to build houses or buy land are property finance, outside this site. The review and any offer come from funding partners. - [Freeport, IL Auto Repair Shop Loans: Buying an Existing Garage and Its Equipment](https://hazelwatercapitalgroup.com/industries/auto-repair/): A Freeport, IL repair shop can finance lifts, aligners and scan tools, carry software and training with working capital, or buy an existing garage business with a term loan. Buying the building is outside this site; a funding partner reviews the shop. - [Manufacturing Equipment Financing in Freeport, IL: Press Brakes, Saws and Raw Material Buys](https://hazelwatercapitalgroup.com/industries/manufacturing/): Freeport, IL manufacturers can finance CNC machines, press brakes, welding cells and material-handling gear, and carry steel or resin through inventory financing. Hazelwater Capital Group hands each request to funding partners, and any offer comes from them. - [Freeport, IL Insurance Agency Loans: Buying a Book of Business](https://hazelwatercapitalgroup.com/industries/insurance-agencies/): A Freeport, IL insurance agency can use a term loan to buy a book of business or a whole agency, and a line of credit for salaries and marketing while commissions build. Funding partners set the terms of any offer. - [Business Loans by Industry for Freeport, IL: From Landscapers to Taverns](https://hazelwatercapitalgroup.com/industries/): Each trade in Freeport, IL pays for different things. The notes on this page pair County Business Patterns counts for Stephenson County, IL with the purchases and cash gaps a request can name, and Hazelwater Capital Group passes each request to funding partners. ## Tools and calculators - [Freeport, IL Small Business Guides for HVAC Contractors and Auto Repair Shops](https://hazelwatercapitalgroup.com/resources/): A funding partner can ask for bank statements, tax returns, a debt list and a short plan. This page sets out those records, the order to gather them in and a sources-and-uses sheet, and points to the term loan payment calculator. - [Term Loan Payment Calculator for Freeport, IL Buyers, Garages and Taverns](https://hazelwatercapitalgroup.com/resources/term-loan-payment-calculator/): Amount, annual rate and term in months go in; the estimated monthly payment, total interest and total repaid come out. Illustrative arithmetic only: funding partners set real terms. ## Communities near Freeport, IL - [Freeport, IL Business Loans: Stephenson County, IL Facts, Local Lenders and HVAC Contractors](https://hazelwatercapitalgroup.com/freeport-il/): Freeport, IL owners can borrow through banks, online lenders, dealers or, with one call, through Hazelwater Capital Group, which passes a request to funding partners. The purpose decides the product; partners decide the terms. - [Business Loans for Insurance Agencies and Landscapers in Communities Near Freeport, IL](https://hazelwatercapitalgroup.com/service-areas/): Villages and small cities in five counties sit near Freeport, IL. Each is described here by its own ZIP Code figures, next to lease checklists for landscapers and taverns. ## Company - [Small Business Loans for Freeport, IL Landscapers, Taverns and HVAC Contractors](https://hazelwatercapitalgroup.com/): Freeport, IL funding requests made here go on to funding partners for review. The pages here explain six funding types, the records a partner can ask for and worked examples with invented figures. - [How to Get a Business Loan in Freeport, IL: Steps for Landscapers and Taverns](https://hazelwatercapitalgroup.com/how-it-works/): Name the purpose, gather records, call or send the form, then a funding partner reviews and decides. The records list and the review stages are set out below. - [Business Loan Questions and Answers for Freeport, IL HVAC Contractors and Auto Repair Shops](https://hazelwatercapitalgroup.com/faq/): Short answers on credit checks, buying a business, collateral and lines of credit. Funding partners set the actual terms for each request. - [About Hazelwater Capital Group: Freeport, IL Business Funding for Taverns](https://hazelwatercapitalgroup.com/about/): Hazelwater Capital Group passes a Freeport, IL business's funding request to funding partners. Each partner reviews the request and sets any terms; the company itself makes no credit decision. - [Talk With Hazelwater Capital Group About Financing a Freeport, IL HVAC Contractor or Auto Shop](https://hazelwatercapitalgroup.com/contact/): Phone (815) 550-0390 or send the request form to reach Hazelwater Capital Group. Before taking any loan, ask about the total cost in dollars, the payment schedule, collateral, early payoff and the records the lender needs. - [Business Loan Application for Freeport, IL Home Builders and Insurance Agencies](https://hazelwatercapitalgroup.com/apply/): Contact details, the company name and three picked ranges (time in business, annual revenue, amount) are all the form takes. Statements, returns and quotes follow only once a funding partner asks. - [Disclosures for Hazelwater Capital Group, Freeport, IL](https://hazelwatercapitalgroup.com/disclosures/): Hazelwater Capital Group is a broker, not a lender. Funding partners review requests and set every term; nothing on this site is an offer of credit. ## Optional - [Full text of every page](https://hazelwatercapitalgroup.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://hazelwatercapitalgroup.com/sitemap.xml)